Do you ever feel like you’re so swamped with work that planning your financial future takes a backseat? You might have this distant dream of working less or even retiring in the next 10 to 20 years, but the roadmap is hazy.

It’s tempting to think, “I’ll start planning once the kids finish school,” or “after I clear the mortgage,” or “when I get that next pay rise.”

But every delay means missed opportunities, narrowing your options in the future.

Imagine running a marathon without knowing where the finish line is. Exhausting, right?

Just as athletes need milestones to stay motivated, we too need clear financial goals to keep us driven and satisfied.

Here’s a simple 3-step formula to gain clarity and momentum:

1. Define Your Finish Line: Quantify your financial aspirations.
2. Work backwards: Lay out the steps to reach the finish line.
3. Run your race: take one step at a time consistently.

By applying this approach, not only will you have fewer financial anxieties, but you’ll also move confidently towards a brighter, clearer future.

Remember, it’s not just about reaching the finish line, but enjoying the journey there!